What is lien123.com?

In a simple answer, it's a website created by CMS Legal Services to provide a simple interface to assist the countless marina, tow companies, contractors and mechanics with an easy way to turn their hard earned receivables into cash.

Is it legal for you just to "give me someone's vehicle."?

You bet. By using lien123.com you can rest assured that your legal rights are well used, and that you're protected by CMS Legal Services Professional Corporation, a paralegal firm in London, Ontario. We say it's easy because we make it look easy. We confidently wade the legal avenues behind the scenes so that you can do what you love - storage, repairs, marketing, customer service. Or maybe just go on that vacation you've dreamed of. You can run your small business without chasing companies. You do what you excel at, and we'll work hard to ensure you get paid for your hard effort.

What if the vehicle's financed?

Many times they are. But here's the thing. We make sure that your lien is in first place. Finance companies know how repair and storage liens work. No one else gets paid until you do. Finance companies will gladly cut you a cheque as soon as we let them know what's happening. Sometimes they'll let you just keep the car. Either way, you're going to get paid.

What if I don't have the vehicle?

We manage non possessory liens as well. Everything works the same way.

I'm a small business owner, and don't want to come across as "harsh."

It's true. Who does? You've got a business, a reputation and you've allowed some folks to make payment arrangements. To be straight up front and candid, no one is ever going to look down on a business owner for taking care of their business. You have expenses. Equipment. Machinery. Utilities. By the time we're involved, debtors are already aware there's an issue. You and the debtor have reached a "limbo", and... Quite frankly, this is a situation that has to be managed. Many debtors are grateful because at the end of the day, it's one less thing they have to worry about. Everyone moves on with their lives.

Am I not putting good money after bad?

This is the win/win situation. We know that the law allows you to reclaim any money you're owed. And that includes our fees for taking care of this for you. Let's say you stored a vehicle, sixty days, at $50.00 a day, for sixty days for Fred, and allowed him the courtesy of a payment arrangement. Fred's done everything but made a payment. Plus, he owes you $500.00 in repairs. You know the chances of receiving that $3500.00 are slim to none - and every day you add to that $50.00 in storage, the less chance there is of ever seeing Fred again. So, that's when we do our magic. Fred can either pay the $3500 he owes you, plus our fee, or you sell his vehicle for the total. We're happy to have helped you. You make out with more money than you started. Fred has one less bill to worry about. It's a win/win all around.

Can I get a quote?

Certainly. Just complete the basic questions required on the form page. If you don't have all the information, not to worry. We enjoy helping people. Remember, our costs go right back into your pocket.

Can you guys help with other legal matters?

Hopefully! CMS Legal Services offers a wide range of legal services - representing Small Claims, WSIB, employment matters, traffic tickets, landlord tenant...it's a pretty big list... Click on "Contact Us", and tell us what you're looking for. We'll be glad to help where we can, or else do our best to help you find someone who can!